“I have helped thousands of people obtain relief from their debts through Bankruptcy. I want to help you!”
We can help you refinance and severely reduce your debts and bills. Chapter 13 bankruptcy is a way to reorganize some of your debts and excuse others. This means you can get a break to catch up.
We can help you determine whether chapter 13 bankruptcy is the right choice for you and your family.
This form of bankruptcy means you can keep your assets and pay off all your debts, usually over 3 to 5 years.
You are behind on your mortgage payments, but you want to stay in your home.
You have excessive debts, and you have 50,000 or more equity in your home.
You have received a chapter 7 bankruptcy discharge within the past 8 years.
You have income to commit to debt repayment after reasonable living expenses are taken care of.
You have assets that are not considered "exempt" under chapter 7 bankruptcy.
Find the time you need to pay off your debts without forgoing your assets.
For chapter 13 bankruptcy services, call:
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How to Stop Garnishments: Wage Garnishment or Court Order Garnishment
A Chapter 13 Bankruptcy payment plan or a Chapter 7 Bankruptcy liquidation will stop a wage garnishment or court ordered garnishment obtained or most grounds (excluding fraud and some other grounds which prevent a debt from being discharged). Most of our clients file a Chapter 13 Bankruptcy payment plan because of the greater upfront cost of filing a Chapter 7 Bankruptcy liquidation. As a Bankruptcy Lawyer in Jackson, Robert B. Vandiver, Jr does not usually charge an upfront fee for filing a Chapter 13 bankruptcy payment plan.
Keep in mind not everyone is eligible to file for Chapter 13 protection.