Frequently Asked Questions

We primarily handle Chapter 7 and Chapter 13 bankruptcy cases, helping individuals and families get the fresh start they deserve.
If you’re struggling with overwhelming debt, facing foreclosure, or dealing with wage garnishments, bankruptcy may be the right solution. We offer a free consultation to review your situation.
Chapter 7 typically eliminates most unsecured debts quickly, while Chapter 13 creates a repayment plan over three to five years to catch up on debts like mortgage arrears.
Chapter 7 cases usually take about 3–4 months from filing to discharge. Chapter 13 repayment plans last between 3 to 5 years.
In many cases, you can keep your home and car. Exemptions and repayment plans help protect important assets while relieving your debt.
Yes, filing bankruptcy can immediately stop foreclosure, repossession, and other collection actions through an automatic stay.
No, although bankruptcy impacts your credit initially, many clients rebuild their credit scores within one to two years after their case is closed.
Costs vary depending on the type of bankruptcy and complexity of the case. We offer competitive fees and flexible payment plans to make the process affordable.
While you can file on your own, having an experienced bankruptcy attorney greatly improves your chances of success and protects you from mistakes.
Bankruptcy can eliminate credit card debt, medical bills, personal loans, and many other unsecured debts. Some debts like student loans and taxes may be harder to discharge.
Compassionate Guidance

We treat every client with respect, care, and personalized attention throughout the bankruptcy process.

Experienced Representation

With years of bankruptcy law experience, we help you navigate your financial challenges confidently.

A Fresh Start

Our goal is to help you eliminate debt and rebuild your financial future with a clean slate.

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